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  • Hi warm welcome to my blog. If you are looking to acquire knowledge on managing your day to day finances then your in the right place. 
  • Change is unpredictable. But with SgFinancenTips you will be up-to-date with the most important techniques and useful apps to make your life organised. 
  • I have completed my Masters in Business Administration with Finance as my specialization along with Marketing from India. I have completed an additional Masters from Scotland in Banking and Financial Regulations.  
  • You can trust the information posted is reliable and unbiased. 
  • Consider this as your go to blog for any Financial query. 
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Credit Card Simplified

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Credit Card Simplified Credit card may give an image of joy or fear. It can be good or bad. But if you keep reading you may find out that having a credit card is helpful. ·          Credit card is given to a person by a bank as a privilege. Bank keeps in mind your salary and debt to income ratio to set your credit card limit. The higher your debt the lower your limit. ·          Bank provides you a credit card as a benefit to you and their services. Credit card is a short loan provided to you to afford things which you could not purchase on debit card. ·          This increases banks brand and earn extra money in case you miss your payments on time. But if you pay your payments up-to-date then you have no interest charges and you have what you wanted to purchase. ·          My advice is that you check your statem...
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